Comprehensive Financial Planning

If you want holistic and comprehensive financial planning, where your best interests come first, you’ve come to the right place. 

Get the tools and insights you need to navigate significant financial changes with confidence. We’ll help you and your loved ones make well-informed financial choices through: 

• Retirement

• Divorce 

• Life transitions

We’re a fee-only firm, which means you pay for the services you receive – not commissions for selling you any investments or financial products. 

RETAINER-BASED AND HOURLY FINANCIAL PLANNING

Hands-on, comprehensive financial planning services. We’ll help you build a strong foundation for your independent financial life – but you’re always in the driver's seat. 

From cash flow and budget planning to retirement, college, and home purchase planning, get the financial knowledge you need to make informed decisions.

• Initial financial plans cost between $3,000 and $5,800 depending on your financial scenario

• Ongoing planning services on a flat-fee, annual retainer model

• Custom-fitted financial guidance 

• Flexible meeting schedules to meet your needs and preferences

Retirement Income Planning

Retirement planning goes way beyond simply “saving enough” – it’s about building a vivid, fulfilling future. A balanced retirement strategy considers your present and future needs, for a smooth transition to your next life chapter.

Retirement planning services may include: 

• Investment management 

• Tax planning

• Philanthropy

All services are fee-only, meaning you pay us only for services rendered – no commissions. Recommendations are always aligned with your best interests, specific visions and life aspirations – guaranteed.

From laying the groundwork for your financial well-being, navigating life's milestones, or planning for a serene retirement, Strada Wealth Management will guide you with: 

• Integrity

• Clarity

• Expert insight

TAX AND ESTATE PLANNING

Solid financial planning includes tax planning. We’ll take a close look at your financial situation or business operations in order to maximize tax efficiency. 

The process takes into account all tax laws and regulations, and puts them to work to help you pay the least possible amount of taxes. 

Tax planning strategies can involve: 

• Splitting income among family members 

• Balancing your investment types based on tax implications 

• Choosing the most tax advantageous business structure

• Considering available tax deductions and credits 

Saving money on taxes gives you more freedom to contribute to retirement plans, carry out estate planning, or invest in a business or other assets.

With proactive estate planning, you can:  

• Securely manage and distribute your assets throughout your lifetime and upon your passing. 

• Minimize tax burdens, including gift, estate, generation-skipping transfer, and income taxes. 

Estate planning essentials:

• Make a Plan to Distribute Your Assets: Create a will or trust to ensure your assets go exactly where you want them to go.

• Designate Beneficiaries Clearly: Name beneficiaries for life insurance, retirement accounts, and other assets to avoid confusion.

• Ensure Your Wishes are Followed: Establish healthcare directives and appoint a power of attorney to ensure medical care and finances are handled according to your wishes if you become incapacitated.

• Secure Your Children's Future: If you have minor children, designate a trusted guardian to care for them in the event of your passing.

• Minimize Estate Tax Burdens: Plan to minimize potential estate taxes so your heirs receive the maximum benefit from your estate.

Charitable and endowment Planning

Support causes you care about while potentially saving on taxes. 

Charitable planning (or planned giving) integrates seamlessly with your financial plan, so you can donate assets strategically.

Make a difference, strategically, with charitable planning:

• Give Now: Donate cash, securities, or even real estate directly to charities (outright gifts).

• Plan Your Legacy: Include charities in your will or trust, leaving a specific amount, a percentage, or even the remainder of your estate after obligations are met (bequests).

• Give and Receive: Get income for yourself or loved ones for a period of time while ultimately supporting a cause through charitable trusts such as Charitable Remainder Trusts (CRTs) and Charitable Lead Trusts (CLTs).

• Enjoy Tax-Advantaged Growth Set up a Donor-Advised Fund (DAF) for tax-deductible contributions and recommend future grants to charities.

• Maximize Your Impact: Name charities as beneficiaries of life insurance or retirement accounts.

• Give Back and Get Paid: Transfer assets to a charity in exchange for a lifetime annuity payout through a Charitable Gift Annuity. 

Remember – talk to a financial planner! Charitable planning offers both financial and philanthropic benefits, but it's crucial to understand the legal and tax implications.

Strada Wealth Management prioritizes transparency and puts you first. We guide you with informed decisions and strategic planning through our diverse models and retirement services. Chart your financial future – we're here for the journey.